Caller: Male caller

When I answered there was a delay of several seconds, then a male caller (with a Filipino accent) told me that his name was Patrick and he was calling from the fraud department of Visa and Mastercard. He then said that my card had been used for two suspicious overseas transactions. I replied that it was OK, that I had loaned my card to my sister-in-law who was on holidays in America. He then told me that the transactions had been in New Zealand and Canada, to which I replied that I would get in contact with my bank to discuss it. He then tried to tell me that he was actually from the bank (didn't say which one), so I simply said that it was OK and I'd sort it out, then hung up. It was definitely a scam call!