Posted on January 20, 2023 Caller type: Debt collector Location: Australia
Caller: Credit Corp Another Credit Corp number trying to intimidate & threaten to get me to pay money I no longer owe. Just another number to block & go back to living your life!
6 found this comment helpful
6
Anonymous
Posted on April 12, 2024 Caller type: Debt collector Location: United States
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak! They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.
2 found this comment helpful
2
Anonymous
Posted on April 9, 2024 Caller type: Unknown Location: Australia
Caller: Credit Corp Credit Corp. Block and delete.
0 found this comment helpful
0
Anonymous
Posted on February 2, 2024 Caller type: Unknown Location: Australia
Fake debt phishing scam. Woman named Nora requested my personal information but refused to tell me why she wanted it or where she was from. Yeah, sure thing bitch! F**k off back to scamville.
0 found this comment helpful
0
Anonymous
Posted on November 21, 2023 Caller type: Unknown Location: Australia
Spamming calls for debts I don't have
0 found this comment helpful
0
Anonymous
Posted on March 12, 2022 Caller type: Unknown Location: Netherlands
Unknown didn’t answer
0 found this comment helpful
0
Big G
Posted on November 8, 2021 Caller type: Unknown Location: Australia
Did'nt answer... time wasting themselves
0 found this comment helpful
0
I Called Back
Posted on October 27, 2015 Caller type: Telemarketer Location: Australia
I called back number (08) 8448 0641 spoke to helen and she said I've reached a financial company but did not say from the company name.
Comments on (08) 8448 0641
Cory
Posted on January 20, 2023Caller type: Debt collector
Location: Australia
Another Credit Corp number trying to intimidate & threaten to get me to pay money I no longer owe. Just another number to block & go back to living your life!
Anonymous
Posted on April 12, 2024Caller type: Debt collector
Location: United States
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.
Anonymous
Posted on April 9, 2024Caller type: Unknown
Location: Australia
Credit Corp. Block and delete.
Anonymous
Posted on February 2, 2024Caller type: Unknown
Location: Australia
Anonymous
Posted on November 21, 2023Caller type: Unknown
Location: Australia
Anonymous
Posted on March 12, 2022Caller type: Unknown
Location: Netherlands
Big G
Posted on November 8, 2021Caller type: Unknown
Location: Australia
I Called Back
Posted on October 27, 2015Caller type: Telemarketer
Location: Australia
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