Caller: (08) 8448 0626

Credit Corp

I called back number (08) 8448 0626 spoke to a woman who did not say for what company until she verifies who I am.

Caller: Credit Corp presumably

Never answer the calls from these unknown numbers. You can tell it's these debt collector vermin because they ask you for all your personal information to 'verify' you are who they want to talk to, but NEVER disclose any information about themselves: company, name, why they're calling....nothing...nada. They've bought the debt for like 10 cents in the dollar, and their business revolves around hassling you or your family, or your work to get you to get on a 'payment plan'. Any cent they can get out of you is profit for them. You can safely ignore them: you don't owe them money. Imagine how low you'd have to sink to take on a job as one of these callers! It's bottom-of-the-barrel jobs, almost worse than real estate agents and politicians. Except their English is usually so bad, you'd expect them to be staffed by 3rd world fake students, but they're often very low rent Aussies. What an awful job!

DONT’T call back.
SCAMMERS
Credit corp partake in illegal activities

Debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.

They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.

When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).

However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.

Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.

The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.

Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.

Caller: Debt collectors

Nothing but bottom feeding scum. I don't even owe any debts. Pathetic scum