Posted on March 2, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
5 found this comment helpful
5
Anonymous
Posted on March 31, 2021 Caller type: Unknown Location: Australia
credit corps - overseas scammer, do not entertain, its computer generated voice. Scammer from manila Philippines.
3 found this comment helpful
3
Shell
Posted on February 20, 2023 Caller type: Scam call Location: Australia
Caller: I don’t know They wouldn’t tell me the company name unless I gave out my information first. Super dodgy.
1 found this comment helpful
1
Anonymous
Posted on July 22, 2020 Caller type: Unknown Location: Australia
They new my name but would not tell me who they were. asian accent.
1 found this comment helpful
1
Anonymous
Posted on July 6, 2023 Caller type: Nuisance call Location: Australia
Caller: Scammers Scamming scumbags wanting your details and money. They are corporate crooks and have been fined hundreds of times by the Aust Financial Complaints Commission (AFCA) Block!
0 found this comment helpful
0
Anonymous
Posted on June 13, 2023 Caller type: Unknown Location: Australia
Constant harassment 6 days a week over 3 times a day, don’t leave a message. I’ve answered once and all they do is use bullying tactics, just block.
0 found this comment helpful
0
Anonymous
Posted on June 23, 2021 Caller type: Unknown Location: Australia
Called my mobile & did not leave a message
0 found this comment helpful
0
Anonymous
Posted on January 28, 2021 Caller type: Unknown Location: Australia
No voicemail left
0 found this comment helpful
0
Anonymous
Posted on July 21, 2020 Caller type: Scam call Location: Australia
Scammer
0 found this comment helpful
0
I Called Back
Posted on June 1, 2018 Caller type: Unknown Location: Australia
I called back number (08) 6220 6692 reached voice mail but did not say for what company.
Comments on (08) 6220 6692
Anonymous
Posted on March 2, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Anonymous
Posted on March 31, 2021Caller type: Unknown
Location: Australia
Shell
Posted on February 20, 2023Caller type: Scam call
Location: Australia
They wouldn’t tell me the company name unless I gave out my information first. Super dodgy.
Anonymous
Posted on July 22, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on July 6, 2023Caller type: Nuisance call
Location: Australia
Scamming scumbags wanting your details and money. They are corporate crooks and have been fined hundreds of times by the Aust Financial Complaints Commission (AFCA) Block!
Anonymous
Posted on June 13, 2023Caller type: Unknown
Location: Australia
Anonymous
Posted on June 23, 2021Caller type: Unknown
Location: Australia
Anonymous
Posted on January 28, 2021Caller type: Unknown
Location: Australia
Anonymous
Posted on July 21, 2020Caller type: Scam call
Location: Australia
I Called Back
Posted on June 1, 2018Caller type: Unknown
Location: Australia
Do you have a comment about (08) 6220 6692?