Posted on September 14, 2018 Caller type: Unknown Location: Australia
debt collector
5 found this comment helpful
5
Anonymous
Posted on March 2, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
2 found this comment helpful
2
Anonymous
Posted on April 5, 2024 Caller type: Unknown Location: Australia
Does my head in. They never leave a message and always call of different numbers and it oisses me off.
0 found this comment helpful
0
Anonymous
Posted on January 5, 2023 Caller type: Scam call Location: Australia
Caller: Would identify themselves Had a missed call so called it back. Was told I had reached a switchboard for multiple companies and needed to confirm who I was first. Asked them to identify the companies first, they told me I had to confirm I was (insert name here) before they could identify themselves. Advised the lady since she wouldn’t identify the company(s) it was either a scam or marketing call and not to call again.
Whoever they are, they are using deceptive and misleading tactics, which I’m pretty sure are illegal.
0 found this comment helpful
0
Jade
Posted on May 18, 2022 Caller type: Debt collector Location: Australia
Caller: Debt collection Called didn’t answers was sent to voice mail need’t leave message
0 found this comment helpful
0
Anonymous
Posted on December 15, 2021 Caller type: Unknown Location: Australia
Scammers !! Refused to say who they were
0 found this comment helpful
0
Anonymous
Posted on September 10, 2021 Caller type: Unknown Location: Australia
No VM left so scammers
0 found this comment helpful
0
I Called Back
Posted on September 20, 2017 Caller type: Unknown Location: Australia
I called back number (08) 6220 6683 spoke to a guy who said I've reached a switchboard but did not say for what company.
Comments on (08) 6220 6683
Anonymous
Posted on September 14, 2018Caller type: Unknown
Location: Australia
Anonymous
Posted on March 2, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Anonymous
Posted on April 5, 2024Caller type: Unknown
Location: Australia
Anonymous
Posted on January 5, 2023Caller type: Scam call
Location: Australia
Had a missed call so called it back. Was told I had reached a switchboard for multiple companies and needed to confirm who I was first. Asked them to identify the companies first, they told me I had to confirm I was (insert name here) before they could identify themselves. Advised the lady since she wouldn’t identify the company(s) it was either a scam or marketing call and not to call again.
Whoever they are, they are using deceptive and misleading tactics, which I’m pretty sure are illegal.
Jade
Posted on May 18, 2022Caller type: Debt collector
Location: Australia
Called didn’t answers was sent to voice mail need’t leave message
Anonymous
Posted on December 15, 2021Caller type: Unknown
Location: Australia
Anonymous
Posted on September 10, 2021Caller type: Unknown
Location: Australia
I Called Back
Posted on September 20, 2017Caller type: Unknown
Location: Australia
Do you have a comment about (08) 6220 6683?