Posted on March 2, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
8 found this comment helpful
8
Anonymous
Posted on June 22, 2022 Caller type: Scam call Location: Australia
Credit Corp
1 found this comment helpful
1
Anonymous
Posted on October 21, 2022 Caller type: Unknown Location: Australia
no message was left
0 found this comment helpful
0
Anonymous
Posted on November 23, 2021 Caller type: Unsolicited call Location: Australia
Caller: Scammer I didn't hear my phone then when I noticed missed call I immediately rang it back. Answering machine said "your call is important please wait for an available operator" No mention was made of the company name. Then I heard a dial tone & someone picked up but didn't speak. I kept saying "hello hello" No body spoke then they hung up. Really weird
0 found this comment helpful
0
Anonymous
Posted on November 14, 2019 Caller type: Scam call Location: Australia
Caller: Scammer Calls and asks to speak to Gregory Roberts, from many different numbers, several times a day
0 found this comment helpful
0
Anonymous
Posted on September 12, 2018 Caller type: Scam call Location: Australia
Caller: Scammer This is a spammer/telemarketer stating he is from Bitcoin. Calls very late at night, won't take no for an answer. Told him not interested and to stop calling, but he then rang straight back from (07) 4212 4101. Same guy, very rude, won't listen and just speaks over the top of you!
0 found this comment helpful
0
I Called Back
Posted on April 23, 2018 Caller type: Company Location: Australia
I called back number (08) 6220 6682 spoke to a woman but did not say for what company.
Comments on (08) 6220 6682
Anonymous
Posted on March 2, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Anonymous
Posted on June 22, 2022Caller type: Scam call
Location: Australia
Anonymous
Posted on October 21, 2022Caller type: Unknown
Location: Australia
Anonymous
Posted on November 23, 2021Caller type: Unsolicited call
Location: Australia
I didn't hear my phone then when I noticed missed call I immediately rang it back.
Answering machine said "your call is important please wait for an available operator" No mention was made of the company name.
Then I heard a dial tone & someone picked up but didn't speak. I kept saying "hello hello" No body spoke then they hung up. Really weird
Anonymous
Posted on November 14, 2019Caller type: Scam call
Location: Australia
Calls and asks to speak to Gregory Roberts, from many different numbers, several times a day
Anonymous
Posted on September 12, 2018Caller type: Scam call
Location: Australia
This is a spammer/telemarketer stating he is from Bitcoin. Calls very late at night, won't take no for an answer. Told him not interested and to stop calling, but he then rang straight back from (07) 4212 4101. Same guy, very rude, won't listen and just speaks over the top of you!
I Called Back
Posted on April 23, 2018Caller type: Company
Location: Australia
Do you have a comment about (08) 6220 6682?