Posted on March 2, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
5 found this comment helpful
5
Anonymous
Posted on June 17, 2021 Caller type: Unsolicited call Location: Australia
No idea. Rang, didn’t answer, no message left. Bit tired of this happening.
3 found this comment helpful
3
Anonymous
Posted on December 9, 2020 Caller type: Debt collector Location: Australia
credit crop
3 found this comment helpful
3
Anonymous
Posted on August 7, 2023 Caller type: Unknown Location: Australia
Report this scam phone number from dodgy Credit Corp to the ACCC Scamwatch https://www.scamwatch.gov.au/report-a-scam
0 found this comment helpful
0
Anonymous
Posted on February 9, 2023 Caller type: Unknown Location: Australia
I received a scam hoax phone call from dodgy Credit Corp (08) 6220 6663 on my unlisted phone number and they did not leave a message and when you ring the number back they will not disclose their organisations name so I blocked the number. The Australian Competition & Consumer Commission (ACCC) produces a Debt collection guideline for collectors & creditors https://www.accc.gov.au/publications/debt-collection-guideline-for-coll… Unnecessary or unduly frequent contacts may amount to undue harassment of a debtor. The ACCC recommends that you do not contact a debtor more than three times per week, or 10 times per month at most.
I have also received harassing phone calls from Credit Corp from the following phone numbers:
Comments on (08) 6220 6663
Anonymous
Posted on March 2, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Anonymous
Posted on June 17, 2021Caller type: Unsolicited call
Location: Australia
Anonymous
Posted on December 9, 2020Caller type: Debt collector
Location: Australia
Anonymous
Posted on August 7, 2023Caller type: Unknown
Location: Australia
Anonymous
Posted on February 9, 2023Caller type: Unknown
Location: Australia
I have also received harassing phone calls from Credit Corp from the following phone numbers:
(07) 5512 2415
(02) 8024 9450
(02) 6310 9437
(02) 4302 4872
(08) 8448 0678
(03) 9448 2604
(08) 8448 0604
(03) 6217 9844
(07) 3144 6377
(08) 6220 6662
(03) 9448 2631
(08) 6220 6611
(08) 6220 6602
(07) 3144 6331
(03) 6217 9890
(02) 6310 9411
(07) 3144 6347
(08) 6220 6608
(03) 5202 4136
(02) 6310 9429
(02) 4302 4837
(02) 8024 9494
Anonymous
Posted on January 27, 2023Caller type: Unknown
Location: Australia
Anonymous
Posted on March 15, 2022Caller type: Unknown
Location: Australia
conference centre
Posted on March 2, 2021Caller type: Company
Location: Australia
Anonymous
Posted on February 17, 2021Caller type: Unknown
Location: Australia
Paul
Posted on November 25, 2019Caller type: Scam call
Location: Australia
These are scammers. They use several numbers based throughout Australia. Register with donotcall.gov.au
I Called Back
Posted on April 26, 2018Caller type: Unknown
Location: Australia
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