Posted on March 2, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
9 found this comment helpful
9
Anonymous
Posted on September 22, 2021 Caller type: Unknown Location: Australia
Caller: Scum scammers Scumbag scammers.
2 found this comment helpful
2
Anonymous
Posted on January 18, 2021 Caller type: Unknown Location: Australia
Caller: Credit Corp Credit Corp. Debt collectors.
2 found this comment helpful
2
Anonymous
Posted on August 19, 2024 Caller type: Silent call Location: Australia
Scam. The number they called on is not used and came as part of free credit with a new phone. No message left.
0 found this comment helpful
0
Anonymous
Posted on October 16, 2019 Caller type: Unknown Location: Australia
Caller: A random guy someone called and asked if they were speaking with "my name" I said yes then they hung up... I think its phishing
0 found this comment helpful
0
I Called Back
Posted on October 11, 2018 Caller type: Unknown Location: Australia
I called back number (08) 6220 6652 spoke to a woman but did not say for what company.
Comments on (08) 6220 6652
Anonymous
Posted on March 2, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Anonymous
Posted on September 22, 2021Caller type: Unknown
Location: Australia
Scumbag scammers.
Anonymous
Posted on January 18, 2021Caller type: Unknown
Location: Australia
Credit Corp. Debt collectors.
Anonymous
Posted on August 19, 2024Caller type: Silent call
Location: Australia
Anonymous
Posted on October 16, 2019Caller type: Unknown
Location: Australia
someone called and asked if they were speaking with "my name" I said yes then they hung up... I think its phishing
I Called Back
Posted on October 11, 2018Caller type: Unknown
Location: Australia
Do you have a comment about (08) 6220 6652?