Posted on March 2, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
3 found this comment helpful
3
Anonymous
Posted on September 28, 2023 Caller type: Unknown Location: Australia
I am getting messages left with just heavy breathing. I am believing this is a debt collector as others have said and this is attempting to intimidate me. The voicemails are about 25 seconds long.
0 found this comment helpful
0
Robyn
Posted on December 15, 2022 Caller type: Nuisance call Location: Australia
Marked it as Spam
0 found this comment helpful
0
Anonymous
Posted on December 23, 2020 Caller type: Unknown Location: Australia
Scam call. Repeat calls for many times but are just silent calls.
0 found this comment helpful
0
Anonymous
Posted on July 9, 2020 Caller type: Unknown Location: Australia
Scam. Repeat calls.
0 found this comment helpful
0
Anonymous
Posted on July 2, 2020 Caller type: Unknown Location: Australia
Caller: Core logic Marketing Co just blocked them
0 found this comment helpful
0
I Called Back
Posted on August 6, 2019 Caller type: Unknown Location: Australia
I called back the number (08) 6220 6651 and reached vm that did not mention the company name
Comments on (08) 6220 6651
Anonymous
Posted on March 2, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Anonymous
Posted on September 28, 2023Caller type: Unknown
Location: Australia
Robyn
Posted on December 15, 2022Caller type: Nuisance call
Location: Australia
Anonymous
Posted on December 23, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on July 9, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on July 2, 2020Caller type: Unknown
Location: Australia
Marketing Co just blocked them
I Called Back
Posted on August 6, 2019Caller type: Unknown
Location: Australia
Do you have a comment about (08) 6220 6651?