Posted on March 28, 2023 Caller type: Unknown Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
5 found this comment helpful
5
Anonymous
Posted on January 5, 2021 Caller type: Unknown Location: Australia
Called back on got some dodgy run around from someone called Page who admitted they actually called me from Sydney not Perth so they were masking the call. Wouldn't say what it was about and who they were after.
3 found this comment helpful
3
Anonymous
Posted on August 25, 2016 Caller type: Debt Collector Location: Australia
It's credit corp Sydney
3 found this comment helpful
3
Louisa
Posted on November 18, 2022 Caller type: Nuisance call Location: Australia
Thank you to the earlier posts regarding the source of the dodgy caller. Blocked.
Assuming I'm also getting Credit Corp calls, I don't understand why they keep calling from different numbers/sources without leaving a message. If I really owe somebody money won't they already know my whereabouts and just come knocking on my door...?
1 found this comment helpful
1
Anonymous
Posted on October 19, 2023 Caller type: Scam call Location: Australia
Caller: Credit Corp scammers Scammers and conartists trying to get your details and money. They are liars and thieves. Ignore, block and report these vermin to AFCA.
0 found this comment helpful
0
Anonymous
Posted on March 23, 2022 Caller type: Unknown Location: Australia
No message so not calling back, want to speak to me leave a message
0 found this comment helpful
0
Anonymous
Posted on February 16, 2022 Caller type: Unknown Location: Australia
Caller: Credit Corp Credit corp
0 found this comment helpful
0
I Called Back
Posted on January 11, 2021 Caller type: Unknown Location: Australia
I returned a call from (08) 6220 6607 but the voicemail didn't mention the company name
0 found this comment helpful
0
spam
Posted on August 26, 2020 Caller type: Unknown Location: Australia
unknown number rang back no joy
0 found this comment helpful
0
Credit Corp
Posted on November 3, 2017 Caller type: Debt collector Location: Australia
I called back number (08) 6220 6607 spoke to a woman who said company name is Credit Corp.
Comments on (08) 6220 6607
Anonymous
Posted on March 28, 2023Caller type: Unknown
Location: Australia
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Anonymous
Posted on January 5, 2021Caller type: Unknown
Location: Australia
Anonymous
Posted on August 25, 2016Caller type: Debt Collector
Location: Australia
Louisa
Posted on November 18, 2022Caller type: Nuisance call
Location: Australia
Assuming I'm also getting Credit Corp calls, I don't understand why they keep calling from different numbers/sources without leaving a message. If I really owe somebody money won't they already know my whereabouts and just come knocking on my door...?
Anonymous
Posted on October 19, 2023Caller type: Scam call
Location: Australia
Scammers and conartists trying to get your details and money. They are liars and thieves. Ignore, block and report these vermin to AFCA.
Anonymous
Posted on March 23, 2022Caller type: Unknown
Location: Australia
Anonymous
Posted on February 16, 2022Caller type: Unknown
Location: Australia
Credit corp
I Called Back
Posted on January 11, 2021Caller type: Unknown
Location: Australia
spam
Posted on August 26, 2020Caller type: Unknown
Location: Australia
Credit Corp
Posted on November 3, 2017Caller type: Debt collector
Location: Australia
Do you have a comment about (08) 6220 6607?