Posted on March 28, 2023 Caller type: Unknown Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
8 found this comment helpful
8
Anonymous
Posted on January 15, 2021 Caller type: Unknown Location: Australia
Credit Corp
2 found this comment helpful
2
Anonymous
Posted on October 14, 2024 Caller type: Unknown Location: Australia
Left me a voicemail saying
“Oh mama mama if you want a girl”
0 found this comment helpful
0
Anonymous
Posted on September 22, 2023 Caller type: Debt collector Location: Australia
Caller: CREDIT CORP c*ntS CREDIT CORP c*ntS
0 found this comment helpful
0
Dorcas
Posted on May 13, 2022 Caller type: Scam call Location: Australia
Caller: Scammers Scammers for sure. They won’t leave their details. Scammers for sure.
0 found this comment helpful
0
Anonymous
Posted on August 12, 2021 Caller type: Unknown Location: Australia
Caller: Could be Credit Corp based on prior postt I won't answer unknown # for at least a few weeks since there's so many scam etc lately.
They can leave a msg with their details if it's important & stop repeated calls & wondering why people ignore.
Such people are definitely not very clever. Much the opposite!!
0 found this comment helpful
0
I Called Back
Posted on November 6, 2018 Caller type: Unknown Location: Australia
Comments on (08) 6220 6605
Anonymous
Posted on March 28, 2023Caller type: Unknown
Location: Australia
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Anonymous
Posted on January 15, 2021Caller type: Unknown
Location: Australia
Anonymous
Posted on October 14, 2024Caller type: Unknown
Location: Australia
“Oh mama mama if you want a girl”
Anonymous
Posted on September 22, 2023Caller type: Debt collector
Location: Australia
CREDIT CORP c*ntS
Dorcas
Posted on May 13, 2022Caller type: Scam call
Location: Australia
Scammers for sure. They won’t leave their details. Scammers for sure.
Anonymous
Posted on August 12, 2021Caller type: Unknown
Location: Australia
I won't answer unknown # for at least a few weeks since there's so many scam etc lately.
They can leave a msg with their details if it's important & stop repeated calls & wondering why people ignore.
Such people are definitely not very clever. Much the opposite!!
I Called Back
Posted on November 6, 2018Caller type: Unknown
Location: Australia
Do you have a comment about (08) 6220 6605?