Posted on May 22, 2023 Caller type: Debt collector Location: Australia
Debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak! They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.
2 found this comment helpful
2
Pioneer Credit
Posted on February 1, 2022 Caller type: Debt collector Location: Australia
I returned a call from the number (08) 6214 4386 and spoke with someone who mentioned the company Pioneer Credit
1 found this comment helpful
1
Anonymous
Posted on February 19, 2021 Caller type: Unknown Location: Australia
Very dodgy call that’s pulled up my previous address from twenty years ago. Didn’t introduce themselves or say what it was about.
1 found this comment helpful
1
I Called Back
Posted on May 16, 2024 Caller type: Unknown Location: Australia
Received a call from this number (08) 6214 4386 but no one's speaking on the other line
0 found this comment helpful
0
Pioneer Credit
Posted on April 15, 2024 Caller type: Debt collector Location: Australia
Someone in Pioneer Credit called me using this number (08) 6214 4386
0 found this comment helpful
0
Pioneer Credit
Posted on February 9, 2024 Caller type: Debt collector Location: Australia
someone from Pioneer Credit left me a message with this number (08) 6214 4386
0 found this comment helpful
0
Pioneer Credit
Posted on January 15, 2024 Caller type: Debt collector Location: Australia
I missed call from (08) 6214 4386, when I called back I reached voicemail for Pioneer Credit
0 found this comment helpful
0
Pioneer Credit
Posted on November 7, 2023 Caller type: Debt collector Location: Australia
someone called me from this number (08) 6214 4386 and said it's from Pioneer Credit
0 found this comment helpful
0
Pioneer Credit
Posted on October 25, 2023 Caller type: Debt collector Location: Australia
talked with some nice lad from Pioneer Credit who called me by mistake with this number (08) 6214 4386
0 found this comment helpful
0
I Called Back
Posted on October 5, 2023 Caller type: Unknown Location: Australia
called this number (08) 6214 4386 back but was routed to voicemail
0 found this comment helpful
0
Pioneer Credit
Posted on August 10, 2023 Caller type: Debt collector Location: Australia
Someone called me back from this number (08) 6214 4386 and mentioned Pioneer Credit
0 found this comment helpful
0
Pioneer Credit
Posted on July 27, 2023 Caller type: Debt collector Location: Australia
Pioneer Credit called me again from this number (08) 6214 4386
0 found this comment helpful
0
Pioneer Credit
Posted on July 11, 2023 Caller type: Debt collector Location: Australia
someone rang me from this number and mentioned it's from Pioneer Credit
0 found this comment helpful
0
Pioneer Credit
Posted on June 22, 2023 Caller type: Debt collector Location: Australia
I've no idea who this company Pioneer Credit got my number, they also rang me using this number (08) 6214 4386
0 found this comment helpful
0
Pioneer Credit
Posted on June 5, 2023 Caller type: Debt collector Location: Australia
rang this number (08) 6214 4386 back and was routed to Pioneer Credit voicemail
0 found this comment helpful
0
Pioneer Credit
Posted on May 1, 2023 Caller type: Debt collector Location: Australia
a lady in Pioneer Credit rang me mistakenly using this number (08) 6214 4386
0 found this comment helpful
0
Pioneer Credit
Posted on April 20, 2023 Caller type: Debt collector Location: Australia
Pioneer Credit rang me a few times using this number (08) 6214 4386
0 found this comment helpful
0
Pioneer Credit
Posted on March 31, 2023 Caller type: Debt collector Location: Australia
Returned a call from (08) 6214 4386 and spoke with someone who told me I called Pioneer Credit
0 found this comment helpful
0
Pioneer Credit
Posted on March 22, 2023 Caller type: Debt collector Location: Australia
Talked to a guy from Pioneer Credit with this number (08) 6214 4386
0 found this comment helpful
0
Pioneer Credit
Posted on March 15, 2023 Caller type: Debt collector Location: Australia
Someone in Pioneer Credit tried to call me using this number (08) 6214 4386
Comments on (08) 6214 4386
Anonymous
Posted on May 22, 2023Caller type: Debt collector
Location: Australia
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.
Pioneer Credit
Posted on February 1, 2022Caller type: Debt collector
Location: Australia
Anonymous
Posted on February 19, 2021Caller type: Unknown
Location: Australia
I Called Back
Posted on May 16, 2024Caller type: Unknown
Location: Australia
Pioneer Credit
Posted on April 15, 2024Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on February 9, 2024Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on January 15, 2024Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on November 7, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on October 25, 2023Caller type: Debt collector
Location: Australia
I Called Back
Posted on October 5, 2023Caller type: Unknown
Location: Australia
Pioneer Credit
Posted on August 10, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on July 27, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on July 11, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on June 22, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on June 5, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on May 1, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on April 20, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on March 31, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on March 22, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on March 15, 2023Caller type: Debt collector
Location: Australia
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