Debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.

When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).

However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.

Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.

The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.

Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.

Spoke with a nice lady from this number (08) 6214 2344, it was from Pioneer Credit

Caller: Pioneer credit

Rang me and my wife separately regarding a client who didn’t pay my wife for a job and both of us don’t know this person at all and wanted to know info we would never know about this person.

Caller: (08) 6214 2344

Had a missed call (phone didn’t even ring) got a text message after saying please call in regards to your housemate. I don’t have a housemate.

Received a call from this number (08) 6214 2344 but no one's speaking on the other line.

someone in Pioneer Credit called me using this number (08) 6214 2344

Caller: Pioneer credit

Statute barred debt and they are still calling.

Pioneer Credit called me back using this number (08) 6214 2344

Returned a call from (08) 6214 2344 and spoke with someone who told me I called Pioneer Credit

some guy in Pioneer Credit called me using this number (08) 6214 2344

someone rang me from this number (08) 6214 2344 and mentioned it's from Pioneer Credit

talked to a guy in Pioneer Credit when this number (08) 6214 2344 called

Someone called me from Pioneer Credit using this number (08) 6214 2344

Talked to someone in Pioneer Credit when this number (08) 6214 2344 rang

I returned a call from the number (08) 6214 2344 and spoke with someone who mentioned the company Pioneer Credit

Pioneer Credit called me using this number (08) 6214 2344 but just hung up

Pioneer Credit called me again from this number (08) 6214 2344

talked to someone from Pioneer credit who rang me a few times using this number (08) 6214 2344

Pioneer Credit called me back from this number (08) 6214 2344

talked with someone from this number (08) 6214 2344 but we got disconnected