Debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.

They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.

When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).

However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.

Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.

The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.

Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.

Caller: Claim to be jawline reshaping coach

Operating multiple scams. Memos coaching, (offer cheaper deal to get money out of your pockets) conducting surveys etc. They also advertise their scam works in google ads and other social media platforms to get victims.
Note: They've your full information so that they easily twisting the topics.

Caller: Monette Cruz - Pioneer Credit

Claim to have your personal details, sent me an email, called and texted me (from 0427 714 049), when I asked what the contact was being made for, they ask you to provide more identifying details before they can discuss any further with you. Having found the phone number on this site, I said I wasn’t going to provide any more details, and haven’t heard back since.

Caller: Debt collectors

Pioneer credit debt collectors

Caller: NCML National Credit Management Limited

One of the better collection agencies. They listen & do try to find a solution. They even offer to knock off half of your debt to pay off you account

Caller: (08) 6214 2292

Scam Call. They do have your full name and address. If you missed the call they will text you with along with your name. "DON'T EVER FALL FOR THIS"

Caller: Debt collector

Debt collector

i called back number (08) 6214 2292 reached voice mail but did not say for what company.