I called back number (07) 5512 2448 just kept on ringing no one answered the call and never got any voice mail.

Caller: Debt collectors

Debt collectors

Caller: CREDIT CORP c*ntS

CREDIT CORP c*ntS

WORDS TAKEN FROM EQUIFAX WEBSITE.....When you can’t pay your debt, most creditors follow a similar process to increase their chances of persuading you to pay. One of the tools at their disposal is selling your debt to a third-party collection agency.

When a debt has been purchased in full by a collection agency, the new account owner (the collector) will usually notify the debtor by phone or in writing. Selling or transferring debt from one creditor or collector to another can happen without your permission. However, it typically doesn’t happen without your knowledge.

By law, a consumer must receive written notice (known as a debt validation letter) within five days of the collector’s initial attempt to contact you. That notice must include the amount of the debt, the original creditor to whom the debt is owed and a statement of your right to dispute the debt.

If you receive a debt validation letter, you may want to contact a not-for-profit consumer protection organization that can help you navigate the collections process, as it can get complicated and lengthy. For example, if a collector is unable to make satisfactory arrangements with a consumer after a few months, the individual debt may be bundled with many others and sold to another collection agency. That process can be repeated many times over, even beyond the applicable statute of limitations for the consumer’s debt.

Caller: A serial pest

Called both my phones, left no messages. Time wasters.

They called my 12 year old sons phone. They answered and refused to give me any information. They said they were a “private business” and without giving them my 12 year olds phone number then they could not disclose any information.

I called back number (07) 5512 2448 just kept on ringing no one answered the call and never got any voice mail.