Posted on February 28, 2024 Caller type: Debt collector Location: United States
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak! They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.
5 found this comment helpful
5
Anonymous
Posted on February 9, 2023 Caller type: Unknown Location: Australia
I received a scam hoax phone call from dodgy Credit Corp (07) 5512 2415 on my unlisted phone number and they did not leave a message and when you ring the number back they will not disclose their organisations name so I blocked the number. The Australian Competition & Consumer Commission (ACCC) produces a Debt collection guideline for collectors & creditors https://www.accc.gov.au/publications/debt-collection-guideline-for-coll… Unnecessary or unduly frequent contacts may amount to undue harassment of a debtor. The ACCC recommends that you do not contact a debtor more than three times per week, or 10 times per month at most.
I have also received harassing phone calls from Credit Corp from the following phone numbers:
Posted on February 19, 2021 Caller type: Unknown Location: Australia
Caller: credit corp This is another credit corp number.
3 found this comment helpful
3
I Called Back
Posted on May 31, 2021 Caller type: Unknown Location: Australia
Returned a call from (07) 5512 2415 and spoke with someone who didn't mention the company name
1 found this comment helpful
1
Luis
Posted on August 17, 2023 Caller type: Nuisance call Location: Australia
Caller does not even speak, and hangs up in 2 seconds.
0 found this comment helpful
0
Anonymous
Posted on August 7, 2023 Caller type: Unknown Location: Australia
Report this scam phone number from dodgy Credit Corp to the ACCC Scamwatch https://www.scamwatch.gov.au/report-a-scam
0 found this comment helpful
0
Anonymous
Posted on April 28, 2023 Caller type: Debt collector Location: Australia
rang me looking for someone else with same last name and initial....totally must be a debt collector... blocked
0 found this comment helpful
0
Anonymous
Posted on March 27, 2023 Caller type: Debt collector Location: Australia
Caller: CREDIT CORP c*ntS CREDIT CORP c*ntS
0 found this comment helpful
0
Anonymous
Posted on December 12, 2022 Caller type: Unknown Location: Australia
I received a phone call from (07) 5512 2415 to my unlisted phone number and they did not leave a message.
0 found this comment helpful
0
Anonymous
Posted on May 21, 2021 Caller type: Unknown Location: Australia
Caller: Credit Corp Ignore
0 found this comment helpful
0
Anonymous
Posted on January 10, 2019 Caller type: Unknown Location: Australia
Caller: Jo female Wouldn't say what company so told them if will not identify the company will not be speaking to them and would hang up still refused to identify themselves so hung up
0 found this comment helpful
0
I Called Back
Posted on September 6, 2017 Caller type: Unknown Location: Australia
I called back number (07) 5512 2415 spoke to a guy but did not say for what company until he verifies who I am.
Comments on (07) 5512 2415
Anonymous
Posted on February 28, 2024Caller type: Debt collector
Location: United States
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.
Anonymous
Posted on February 9, 2023Caller type: Unknown
Location: Australia
I have also received harassing phone calls from Credit Corp from the following phone numbers:
(07) 5512 2415
(02) 8024 9450
(02) 6310 9437
(02) 4302 4872
(08) 8448 0678
(03) 9448 2604
(08) 8448 0604
(03) 6217 9844
(07) 3144 6377
(08) 6220 6662
(03) 9448 2631
(08) 6220 6611
(08) 6220 6602
(07) 3144 6331
(03) 6217 9890
(02) 6310 9411
(07) 3144 6347
(08) 6220 6608
(03) 5202 4136
(02) 6310 9429
(02) 4302 4837
(02) 8024 9494
(08) 6220 6663
Anonymous
Posted on February 19, 2021Caller type: Unknown
Location: Australia
This is another credit corp number.
I Called Back
Posted on May 31, 2021Caller type: Unknown
Location: Australia
Luis
Posted on August 17, 2023Caller type: Nuisance call
Location: Australia
Anonymous
Posted on August 7, 2023Caller type: Unknown
Location: Australia
Anonymous
Posted on April 28, 2023Caller type: Debt collector
Location: Australia
Anonymous
Posted on March 27, 2023Caller type: Debt collector
Location: Australia
CREDIT CORP c*ntS
Anonymous
Posted on December 12, 2022Caller type: Unknown
Location: Australia
Anonymous
Posted on May 21, 2021Caller type: Unknown
Location: Australia
Ignore
Anonymous
Posted on January 10, 2019Caller type: Unknown
Location: Australia
Wouldn't say what company so told them if will not identify the company will not be speaking to them and would hang up still refused to identify themselves so hung up
I Called Back
Posted on September 6, 2017Caller type: Unknown
Location: Australia
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