Posted on June 26, 2023 Caller type: Debt collector Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak! They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.
12 found this comment helpful
12
Anonymous
Posted on November 8, 2022 Caller type: Nuisance call Location: Australia
Caller: Credit Corp ( Harassment) Apparently this is credit Corp, constantly calls asking for a payment when it's not even due yet. God forbid if you pay a day late, constantly harassing you even after the payment has been made.. the debit will be paid out on my next payday. I'm sick of your constant harassment. Like jesus christ be a normal business and bloody email the client as well or in fact READ EMAILS. people have lives and don't need to be constantly harassed by your company. Especially when said person is already under stress.... Fake sake f off.
7 found this comment helpful
7
Nick
Posted on January 13, 2016 Caller type: Unknown Location: Australia
A guy called me and I've didn't response . When I called back he asked me for names , actually a list of names and if knew them , without tell me from where he is calling or what is there. And finally he told oh I don't know why I called you then thank you.
2 found this comment helpful
2
I Called Back
Posted on January 18, 2022 Caller type: Unknown Location: Australia
Rang back this number (07) 3145 0070 but it seems disconnected
1 found this comment helpful
1
Anonymous
Posted on June 4, 2021 Caller type: Unknown Location: Australia
Caller: Unknown I recieve calls from this number as well as so many other numbers from different states. When I call back each number they all go to the same call centre. When I asked them who they are they don't reveal their organisation and say that they didn't call me.
1 found this comment helpful
1
Credit Corp
Posted on May 22, 2024 Caller type: Other Location: Australia
Received a call from this number (07) 3145 0070 and it's from Credit Corp
0 found this comment helpful
0
I Called Back
Posted on May 13, 2024 Caller type: Unknown Location: Australia
Called back this number (07) 3145 0070 and said it was from credit corp
0 found this comment helpful
0
I Called Back
Posted on May 1, 2024 Caller type: Unknown Location: Australia
received a call from this number (07) 3145 0070 and said it was from credit corp. asking for payment.
0 found this comment helpful
0
Credit Corp
Posted on April 10, 2024 Caller type: Debt collector Location: Australia
Rang this number (07) 3145 0070 back but was routed to Credit Corp,
0 found this comment helpful
0
Credit Corp
Posted on February 27, 2024 Caller type: Debt collector Location: Australia
someone from Credit Corp left me a message with this number (07) 3145 0070
0 found this comment helpful
0
Credit Corp
Posted on February 15, 2024 Caller type: Debt collector Location: Australia
Credit Corp called me using this number (07) 3145 0070 once
0 found this comment helpful
0
Credit Corp
Posted on February 6, 2024 Caller type: Debt collector Location: Australia
Comments on (07) 3145 0070
Anonymous
Posted on June 26, 2023Caller type: Debt collector
Location: Australia
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.
Anonymous
Posted on November 8, 2022Caller type: Nuisance call
Location: Australia
Apparently this is credit Corp, constantly calls asking for a payment when it's not even due yet. God forbid if you pay a day late, constantly harassing you even after the payment has been made.. the debit will be paid out on my next payday. I'm sick of your constant harassment. Like jesus christ be a normal business and bloody email the client as well or in fact READ EMAILS. people have lives and don't need to be constantly harassed by your company. Especially when said person is already under stress.... Fake sake f off.
Nick
Posted on January 13, 2016Caller type: Unknown
Location: Australia
I Called Back
Posted on January 18, 2022Caller type: Unknown
Location: Australia
Anonymous
Posted on June 4, 2021Caller type: Unknown
Location: Australia
I recieve calls from this number as well as so many other numbers from different states. When I call back each number they all go to the same call centre. When I asked them who they are they don't reveal their organisation and say that they didn't call me.
Credit Corp
Posted on May 22, 2024Caller type: Other
Location: Australia
I Called Back
Posted on May 13, 2024Caller type: Unknown
Location: Australia
I Called Back
Posted on May 1, 2024Caller type: Unknown
Location: Australia
Credit Corp
Posted on April 10, 2024Caller type: Debt collector
Location: Australia
Credit Corp
Posted on February 27, 2024Caller type: Debt collector
Location: Australia
Credit Corp
Posted on February 15, 2024Caller type: Debt collector
Location: Australia
Credit Corp
Posted on February 6, 2024Caller type: Debt collector
Location: Australia
Credit Corp
Posted on January 30, 2024Caller type: Debt collector
Location: Australia
Credit Corp
Posted on December 12, 2023Caller type: Debt collector
Location: Australia
Credit Corp
Posted on December 4, 2023Caller type: Debt collector
Location: Australia
Credit Corp
Posted on November 14, 2023Caller type: Debt collector
Location: Australia
Credit Corp
Posted on November 6, 2023Caller type: Debt collector
Location: Australia
Credit Corp
Posted on October 20, 2023Caller type: Debt collector
Location: Australia
Credit Corp
Posted on October 11, 2023Caller type: Debt collector
Location: Australia
Credit Corp
Posted on October 3, 2023Caller type: Debt collector
Location: Australia
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