Posted on February 22, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
5 found this comment helpful
5
Annoyed
Posted on February 26, 2021 Caller type: Debt collector Location: Australia
Caller: Credit Corp Yet another random number (of so many) they use. When not calling from an ID’d number (ie. silent number), often automatically dial and redial 20+ times in a row.
2 found this comment helpful
2
Anonymous
Posted on July 24, 2020 Caller type: Unsolicited call Location: Australia
This is a scam when I asked what company they were calling from they could not or would not tell me. Strange how they work for this company and dont know the name of the company they work for!!
2 found this comment helpful
2
Anonymous
Posted on September 16, 2021 Caller type: Nuisance call Location: Australia
Got into an argument with them. I answered and they wouldn't tell me who they were. Yet, wanted all my details to ascertain why they were calling? Excuse me, you can't give me a company name and you think I'll hand over my details?? OK - blocked.
1 found this comment helpful
1
Anonymous
Posted on October 19, 2023 Caller type: Debt collector Location: Australia
Caller: CREDIT CORP c*ntS CREDIT CORP c*ntS
0 found this comment helpful
0
Anonymous
Posted on August 3, 2021 Caller type: Unknown Location: Australia
Credit corp. Call bloody late sometimes
0 found this comment helpful
0
Anonymous
Posted on February 24, 2021 Caller type: Debt collector Location: Australia
Maybe Credit Corp they hacpve a lot of numbers beginning with 07 3144 63##
0 found this comment helpful
0
Anonymous
Posted on February 13, 2021 Caller type: Scam call Location: Australia
Got calls from this number (as well as a similar number but ends in 89) but they did not leave any messages. Based on other people's comments, this number is likely used by scammers.
0 found this comment helpful
0
SCAM
Posted on September 30, 2020 Caller type: Unknown Location: Australia
who works for a company, rings numbers but refuses to explain who they are (scammers do)
BLOCKED
0 found this comment helpful
0
Anonymous
Posted on September 15, 2020 Caller type: Unknown Location: Australia
This number calls all the time but doesn’t leave a message
0 found this comment helpful
0
I Called Back
Posted on July 27, 2020 Caller type: Unknown Location: Australia
I called back number (07) 3144 6386 spoke to a guy but did not say for what company.
0 found this comment helpful
0
Anonymous
Posted on June 15, 2020 Caller type: Unknown Location: Australia
Call disconnected after answering
0 found this comment helpful
0
Anonymous
Posted on July 25, 2019 Caller type: Unknown Location: Australia
called back the number - Virginia answered but no company name given - so obviously a scammer
0 found this comment helpful
0
I Called Back
Posted on January 4, 2017 Caller type: Telemarketer Location: Australia
I called back number (07) 3144 6386 spoke to a guy but did not say from what company.
Comments on (07) 3144 6386
Anonymous
Posted on February 22, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Annoyed
Posted on February 26, 2021Caller type: Debt collector
Location: Australia
Yet another random number (of so many) they use. When not calling from an ID’d number (ie. silent number), often automatically dial and redial 20+ times in a row.
Anonymous
Posted on July 24, 2020Caller type: Unsolicited call
Location: Australia
Anonymous
Posted on September 16, 2021Caller type: Nuisance call
Location: Australia
Anonymous
Posted on October 19, 2023Caller type: Debt collector
Location: Australia
CREDIT CORP c*ntS
Anonymous
Posted on August 3, 2021Caller type: Unknown
Location: Australia
Anonymous
Posted on February 24, 2021Caller type: Debt collector
Location: Australia
Anonymous
Posted on February 13, 2021Caller type: Scam call
Location: Australia
SCAM
Posted on September 30, 2020Caller type: Unknown
Location: Australia
BLOCKED
Anonymous
Posted on September 15, 2020Caller type: Unknown
Location: Australia
I Called Back
Posted on July 27, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on June 15, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on July 25, 2019Caller type: Unknown
Location: Australia
I Called Back
Posted on January 4, 2017Caller type: Telemarketer
Location: Australia
Do you have a comment about (07) 3144 6386?