Posted on April 18, 2024 Caller type: Debt collector Location: United States
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak! They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.
3 found this comment helpful
3
Anonymous
Posted on October 22, 2021 Caller type: Unknown Location: Australia
Credit Corp
2 found this comment helpful
2
Anonymous
Posted on April 15, 2021 Caller type: Debt collector Location: Australia
Rabid debt collectors.
2 found this comment helpful
2
I Called Back
Posted on February 5, 2021 Caller type: Unknown Location: Australia
spoke with a guy who called me from this number (07) 3144 6365 but he didn't told me where he's from
1 found this comment helpful
1
Anonymous
Posted on February 1, 2021 Caller type: Debt collector Location: Australia
Caller: Baycorp Debt collector
1 found this comment helpful
1
Anonymous
Posted on April 19, 2024 Caller type: Scam call Location: Australia
as soon as I said I was blind - they hung up - true scammer
0 found this comment helpful
0
Anonymous
Posted on October 6, 2022 Caller type: Unknown Location: Australia
Credit corp scammers
0 found this comment helpful
0
Anonymous
Posted on August 15, 2022 Caller type: Debt collector Location: Australia
Phone picked up the number as possible spam .
0 found this comment helpful
0
I Called Back
Posted on May 12, 2021 Caller type: Unknown Location: Australia
talked to someone who called me from this number (07) 3144 6365 but he didnt mention any company
0 found this comment helpful
0
Dean
Posted on May 5, 2021 Caller type: Scam call Location: Australia
Caller: No idea Don’t know anyone in queensland They don’t leave a message You call them back and they don’t pick up
0 found this comment helpful
0
Anonymous
Posted on November 27, 2020 Caller type: Unknown Location: Australia
called back “the office is currently unattended” “please call back wothin out operating hours of 830am to 5pm monday to friday”
0 found this comment helpful
0
spam
Posted on August 24, 2020 Caller type: Unknown Location: Australia
no message, no answer on reply and we dont know any one in QLD
0 found this comment helpful
0
I Called Back
Posted on May 16, 2016 Caller type: Telemarketer Location: Australia
I called back number (07) 3144 6365 rang 3 times then goes to busy tone.
Comments on (07) 3144 6365
Anonymous
Posted on April 18, 2024Caller type: Debt collector
Location: United States
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.
Anonymous
Posted on October 22, 2021Caller type: Unknown
Location: Australia
Anonymous
Posted on April 15, 2021Caller type: Debt collector
Location: Australia
I Called Back
Posted on February 5, 2021Caller type: Unknown
Location: Australia
Anonymous
Posted on February 1, 2021Caller type: Debt collector
Location: Australia
Debt collector
Anonymous
Posted on April 19, 2024Caller type: Scam call
Location: Australia
Anonymous
Posted on October 6, 2022Caller type: Unknown
Location: Australia
Anonymous
Posted on August 15, 2022Caller type: Debt collector
Location: Australia
I Called Back
Posted on May 12, 2021Caller type: Unknown
Location: Australia
Dean
Posted on May 5, 2021Caller type: Scam call
Location: Australia
Don’t know anyone in queensland
They don’t leave a message
You call them back and they don’t pick up
Anonymous
Posted on November 27, 2020Caller type: Unknown
Location: Australia
spam
Posted on August 24, 2020Caller type: Unknown
Location: Australia
I Called Back
Posted on May 16, 2016Caller type: Telemarketer
Location: Australia
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