Received an SMS without any identification saying that a payment was due and must be paid by 3pm (less than an hour and a half) to avoid suspension. A legitimate message would identify who it was from and I have no outstanding amounts due.

Caller: Says Bendigo Bank??

Received an SMS from this number claiming to be from Bendigo Bank and advising that my access to e-banking has been restricted and needs to be re-set. Obviously a SCAM as I don't hold an account with Bendigo Bank.