Posted on February 1, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
5 found this comment helpful
5
Anonymous
Posted on March 1, 2022 Caller type: Unknown Location: Australia
called and blocked
2 found this comment helpful
2
Anonymous
Posted on February 28, 2022 Caller type: Unknown Location: Australia
Called my mobile and they didn’t leave me a voicemail message on it
1 found this comment helpful
1
Andrew Bradley
Posted on December 11, 2023 Caller type: Nuisance call Location: Australia
Caller: Credit Corp Credit Corp have been illegally chasing me since I was 28 I’m now 53 I only answer to people I put in my phone think of all that wasted time and money invested in me for a lousy 4K 🤣
0 found this comment helpful
0
Anonymous
Posted on September 26, 2022 Caller type: Unknown Location: Australia
no message was left
0 found this comment helpful
0
Anti-scam
Posted on July 16, 2021 Caller type: Scam call Location: Australia
Caller: SCAMMERS Credit Corp SCAM. Block the number instantly they’re scammers.
0 found this comment helpful
0
Anonymous
Posted on May 7, 2021 Caller type: Unknown Location: Australia
Caller: This number called my father to pass a message onto me. As discussed, here are my contact details. Doreen, (03) 9448 2693. Can you please pass them on to ........
0 found this comment helpful
0
I Called Back
Posted on November 9, 2020 Caller type: Unknown Location: Australia
I returned a call from (03) 9448 2693 but the voicemail didn't mention the company name
0 found this comment helpful
0
Anonymous
Posted on November 5, 2020 Caller type: Unknown Location: Australia
Credit Corp. Block @ DO NOT ANSWER. SCAMMERS
0 found this comment helpful
0
Anonymous
Posted on November 4, 2020 Caller type: Unknown Location: Australia
Credit Corp
0 found this comment helpful
0
Anonymous
Posted on November 4, 2020 Caller type: Unknown Location: Australia
Credit Corp. Block this number.
0 found this comment helpful
0
Anonymous
Posted on September 20, 2017 Caller type: Debt Collector Location: Australia
creditCorp
0 found this comment helpful
0
Strange
Posted on May 23, 2017 Caller type: Unknown Location: Australia
Called back and a woman picked up, she asked what number called me? I said the number that I'm calling now. She asked me to read back the number to her than said she is from Sydney and apologised she may have dialled the wrong number. I blocked it. Weird.
0 found this comment helpful
0
I Called Back
Posted on April 19, 2017 Caller type: Telemarketer Location: Australia
I called back number (03) 9448 2693 reached voice mail but did not say from what company.
Comments on (03) 9448 2693
Anonymous
Posted on February 1, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Anonymous
Posted on March 1, 2022Caller type: Unknown
Location: Australia
Anonymous
Posted on February 28, 2022Caller type: Unknown
Location: Australia
Andrew Bradley
Posted on December 11, 2023Caller type: Nuisance call
Location: Australia
Credit Corp have been illegally chasing me since I was 28 I’m now 53 I only answer to people I put in my phone think of all that wasted time and money invested in me for a lousy 4K 🤣
Anonymous
Posted on September 26, 2022Caller type: Unknown
Location: Australia
Anti-scam
Posted on July 16, 2021Caller type: Scam call
Location: Australia
Credit Corp SCAM.
Block the number instantly they’re scammers.
Anonymous
Posted on May 7, 2021Caller type: Unknown
Location: Australia
As discussed, here are my contact details. Doreen, (03) 9448 2693. Can you please pass them on to ........
I Called Back
Posted on November 9, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on November 5, 2020Caller type: Unknown
Location: Australia
SCAMMERS
Anonymous
Posted on November 4, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on November 4, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on September 20, 2017Caller type: Debt Collector
Location: Australia
Strange
Posted on May 23, 2017Caller type: Unknown
Location: Australia
I Called Back
Posted on April 19, 2017Caller type: Telemarketer
Location: Australia
Do you have a comment about (03) 9448 2693?