Posted on February 1, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
5 found this comment helpful
5
Anonymous
Posted on November 26, 2019 Caller type: Unknown Location: Australia
Caller: Credit corp They used to be baycorp
2 found this comment helpful
2
Anonymous
Posted on October 12, 2022 Caller type: Unknown Location: Australia
Caller: Credit of corp waste of space
0 found this comment helpful
0
Debt collector hater
Posted on July 25, 2022 Caller type: Debt collector Location: Australia
Caller: Hemorrhoids Typical debt collector call. They only ring once or twice just so they can say they tried contacting you.
0 found this comment helpful
0
Anonymous
Posted on May 5, 2022 Caller type: Unknown Location: Australia
Caller: Debt collection Credit Corp. They'll say they're a switch board and need your details to continue but.. they're calling you ha
0 found this comment helpful
0
Big G
Posted on December 2, 2021 Caller type: Unknown Location: Australia
5.03pm didn't answer, numbers are too obvious
0 found this comment helpful
0
I Called Back
Posted on December 7, 2020 Caller type: Unknown Location: Australia
Returned a call from (03) 9448 2683 and spoke with someone who didn't mention the company name
0 found this comment helpful
0
Anonymous
Posted on December 2, 2020 Caller type: Unknown Location: Australia
Debt collectors just block the number
0 found this comment helpful
0
Anonymous
Posted on June 17, 2020 Caller type: Nuisance call Location: Australia
They hung up as soon as I answered
0 found this comment helpful
0
Brisbane Switch Board
Posted on January 22, 2018 Caller type: Company Location: Australia
I called back number (03) 9448 2683 reached IVR for a company called Brisbane Switch Board.
Comments on (03) 9448 2683
Anonymous
Posted on February 1, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Anonymous
Posted on November 26, 2019Caller type: Unknown
Location: Australia
They used to be baycorp
Anonymous
Posted on October 12, 2022Caller type: Unknown
Location: Australia
waste of space
Debt collector hater
Posted on July 25, 2022Caller type: Debt collector
Location: Australia
Typical debt collector call. They only ring once or twice just so they can say they tried contacting you.
Anonymous
Posted on May 5, 2022Caller type: Unknown
Location: Australia
Credit Corp. They'll say they're a switch board and need your details to continue but.. they're calling you ha
Big G
Posted on December 2, 2021Caller type: Unknown
Location: Australia
I Called Back
Posted on December 7, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on December 2, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on June 17, 2020Caller type: Nuisance call
Location: Australia
Brisbane Switch Board
Posted on January 22, 2018Caller type: Company
Location: Australia
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