Posted on February 6, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
6 found this comment helpful
6
Anonymous
Posted on October 1, 2021 Caller type: Unknown Location: Australia
Probably credit Corp these bastardy are ruthless. Absolute scum of the earth they never give you a break even when you do actually answer and let them know that you are struggling through hard times. I hard to change numbers because they drive me crazy daily..
2 found this comment helpful
2
Anonymous
Posted on April 2, 2020 Caller type: Unknown Location: Australia
Caller: Credit Corp Block number
2 found this comment helpful
2
I Called Back
Posted on January 2, 2018 Caller type: Unknown Location: Australia
I called back number (03) 9448 2667 spoke to a woman who said I've reached a switchboard but did not say for what company.
1 found this comment helpful
1
Anonymous
Posted on March 10, 2022 Caller type: Unknown Location: Australia
Caller: didn't answer They keep calling from all corners of the earth. I keep blocking them!
0 found this comment helpful
0
Anonymous
Posted on November 15, 2021 Caller type: Unknown Location: Australia
Caller: Credit Corp Answered and asked who they were, The Lady said Credit Corp and hung up.
They’ve rung 5 times in the last week and won’t talk other then disclosing they are Credit Corp before hanging up.
When you call them back it goes to a switch board, They are an utter pain in the backside and are worse then the Devil himself.
0 found this comment helpful
0
Anonymous
Posted on October 27, 2021 Caller type: Debt collector Location: Australia
Caller: Credit corp Credit corp
0 found this comment helpful
0
I Called Back
Posted on June 9, 2020 Caller type: Unknown Location: Australia
I returned a call from (03) 9448 2667 but the voicemail didn't mention the company name
0 found this comment helpful
0
Anonymous
Posted on June 4, 2020 Caller type: Unknown Location: Australia
I have private number. Called 94482667 back. Wouldn't disclose who she was.
0 found this comment helpful
0
Anonymous
Posted on February 14, 2020 Caller type: Unknown Location: Australia
Comments on (03) 9448 2667
Anonymous
Posted on February 6, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Anonymous
Posted on October 1, 2021Caller type: Unknown
Location: Australia
Anonymous
Posted on April 2, 2020Caller type: Unknown
Location: Australia
Block number
I Called Back
Posted on January 2, 2018Caller type: Unknown
Location: Australia
Anonymous
Posted on March 10, 2022Caller type: Unknown
Location: Australia
They keep calling from all corners of the earth. I keep blocking them!
Anonymous
Posted on November 15, 2021Caller type: Unknown
Location: Australia
Answered and asked who they were, The Lady said Credit Corp and hung up.
They’ve rung 5 times in the last week and won’t talk other then disclosing they are Credit Corp before hanging up.
When you call them back it goes to a switch board, They are an utter pain in the backside and are worse then the Devil himself.
Anonymous
Posted on October 27, 2021Caller type: Debt collector
Location: Australia
Credit corp
I Called Back
Posted on June 9, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on June 4, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on February 14, 2020Caller type: Unknown
Location: Australia
Do you have a comment about (03) 9448 2667?