Posted on February 6, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
5 found this comment helpful
5
Credit Corp Group
Posted on January 27, 2021 Caller type: Debt collector Location: Australia
the voicemail I got from this number (03) 9448 2661 said its from Credit Corp Group
2 found this comment helpful
2
Anonymous
Posted on January 22, 2021 Caller type: Unknown Location: Australia
Sounds like Credit Corp. Just block the number.
1 found this comment helpful
1
Anonymous
Posted on December 21, 2022 Caller type: Debt collector Location: Australia
Caller: CREDIT CORP c*ntS! CREDIT CORP c*ntS!
0 found this comment helpful
0
Anonymous
Posted on July 15, 2022 Caller type: Debt collector Location: Australia
Caller: credit corp tell them to join the far queue and wait in line
0 found this comment helpful
0
spam
Posted on August 20, 2020 Caller type: Unknown Location: Australia
same spam diff number... B L O C K E D
0 found this comment helpful
0
Anonymous
Posted on November 8, 2019 Caller type: Unknown Location: Australia
Caller: Credit Corp Credit Corp
0 found this comment helpful
0
I Called Back
Posted on January 10, 2017 Caller type: Telemarketer Location: Australia
I called back number (03) 9448 2661 spoke to a guy but did not say from what company.
Comments on (03) 9448 2661
Anonymous
Posted on February 6, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Credit Corp Group
Posted on January 27, 2021Caller type: Debt collector
Location: Australia
Anonymous
Posted on January 22, 2021Caller type: Unknown
Location: Australia
Anonymous
Posted on December 21, 2022Caller type: Debt collector
Location: Australia
CREDIT CORP c*ntS!
Anonymous
Posted on July 15, 2022Caller type: Debt collector
Location: Australia
tell them to join the far queue and wait in line
spam
Posted on August 20, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on November 8, 2019Caller type: Unknown
Location: Australia
Credit Corp
I Called Back
Posted on January 10, 2017Caller type: Telemarketer
Location: Australia
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