Posted on February 6, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
10 found this comment helpful
10
Anonymous
Posted on October 30, 2020 Caller type: Unknown Location: Australia
Caller: Credit Corp Debt Collector.
5 found this comment helpful
5
I Called Back
Posted on November 17, 2016 Caller type: Telemarketer Location: Australia
I called back number (03) 9448 2641 reached voice mail but did not say from what company.
1 found this comment helpful
1
You the MVP 🏆👍🏻
Posted on August 22, 2023 Caller type: Unknown Location: Australia
Ty for this valuable information
0 found this comment helpful
0
Anonymous
Posted on January 23, 2023 Caller type: Debt collector Location: Australia
Caller: CREDIT CORP c*ntS CREDIT CORP c*ntS
0 found this comment helpful
0
Anonymous
Posted on October 31, 2022 Caller type: Unsolicited call Location: Australia
Caller: Scammer Scammers and fraudsters who will try and take your money by any dishonest or illegal means they can. Absolute crooks.
0 found this comment helpful
0
Anonymous
Posted on August 18, 2021 Caller type: Unsolicited call Location: Australia
I keep getting scam calls from this number and others like it from all around Australia so I called it back a woman answered and I asked who she was, she said she has a switchboard and many companies but didn't mention any specific company! Don't Trust it
0 found this comment helpful
0
Gavn
Posted on September 8, 2020 Caller type: Unknown Location: Australia
Caller: Don’t know Bloody Carroll’s thy cal and never leave message ??
0 found this comment helpful
0
Anonymous
Posted on June 15, 2020 Caller type: Debt collector Location: Australia
Caller: Credit collection agency I actually received a message from a local person from this number so I called them back, it answered, a strange electronic voice quoted a four digit number then hung up. I tried calling again, this time got through to an overseas outsourced call centre. They asked who I was then asked for my person information like date of birth etc, I said who am I speaking to, they advised a credit collection agency. I advised I don't give my personal details out to third party companies but I knew I had a couple of bills I'd forgotten about so I paid them direct to the companies I owed them to.
0 found this comment helpful
0
Tink
Posted on August 18, 2017 Caller type: Unknown Location: Australia
2 hang up calls from this number at 6.30pm and 6.53pm. When I called back, there was a recording stating the office is unattended and to call back during business hours. The company did not identify it self.
0 found this comment helpful
0
I Called Back
Posted on November 15, 2016 Caller type: Telemarketer Location: Australia
I called back number (03) 9448 2641 spoke to a woman but did not say from what company.
Comments on (03) 9448 2641
Anonymous
Posted on February 6, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Anonymous
Posted on October 30, 2020Caller type: Unknown
Location: Australia
Debt Collector.
I Called Back
Posted on November 17, 2016Caller type: Telemarketer
Location: Australia
You the MVP 🏆👍🏻
Posted on August 22, 2023Caller type: Unknown
Location: Australia
Anonymous
Posted on January 23, 2023Caller type: Debt collector
Location: Australia
CREDIT CORP c*ntS
Anonymous
Posted on October 31, 2022Caller type: Unsolicited call
Location: Australia
Scammers and fraudsters who will try and take your money by any dishonest or illegal means they can. Absolute crooks.
Anonymous
Posted on August 18, 2021Caller type: Unsolicited call
Location: Australia
Gavn
Posted on September 8, 2020Caller type: Unknown
Location: Australia
Bloody Carroll’s thy cal and never leave message ??
Anonymous
Posted on June 15, 2020Caller type: Debt collector
Location: Australia
I actually received a message from a local person from this number so I called them back, it answered, a strange electronic voice quoted a four digit number then hung up. I tried calling again, this time got through to an overseas outsourced call centre. They asked who I was then asked for my person information like date of birth etc, I said who am I speaking to, they advised a credit collection agency. I advised I don't give my personal details out to third party companies but I knew I had a couple of bills I'd forgotten about so I paid them direct to the companies I owed them to.
Tink
Posted on August 18, 2017Caller type: Unknown
Location: Australia
When I called back, there was a recording stating the office is unattended and to call back during business hours. The company did not identify it self.
I Called Back
Posted on November 15, 2016Caller type: Telemarketer
Location: Australia
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