Posted on February 6, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
4 found this comment helpful
4
Anonymous
Posted on October 24, 2022 Caller type: Unsolicited call Location: Australia
Caller: Scammers Scammers and rip off artists who will try to steal your money thru lies and threats. Absolute vermin.
4 found this comment helpful
4
DE
Posted on July 11, 2016 Caller type: Debt Collector Location: Australia
Credit corp debt collector
2 found this comment helpful
2
Anonymous
Posted on July 10, 2024 Caller type: Unknown Location: Australia
called and left no message - I get at least 3 different numbers calling EVERYDAY - why are they allowed to acquire so many different phone numbers??
0 found this comment helpful
0
Anonymous
Posted on February 2, 2024 Caller type: Unsolicited call Location: Australia
These people do not give you their name or what they do. They are spammers. Do not answer, they called about 4 times this week. We have blocked their number.
0 found this comment helpful
0
Anonymous
Posted on June 19, 2023 Caller type: Debt collector Location: Australia
Caller: CREDIT CORP c*ntS CREDIT CORP c*ntS
0 found this comment helpful
0
Ashlee
Posted on February 2, 2023 Caller type: Debt collector Location: Australia
Posted on January 10, 2023 Caller type: Scam call Location: Australia
Caller: Scammers. Wouldn't tell me the company name. I asked multiple times but she said that the company name isn't information she can share with me.
0 found this comment helpful
0
Anonymous
Posted on October 5, 2021 Caller type: Unknown Location: Australia
Guess we need to pay our bills
0 found this comment helpful
0
Anonymous
Posted on August 25, 2020 Caller type: Debt collector Location: Australia
Debt collector trying to tell me I have a debt when I know I don't.
0 found this comment helpful
0
Anonymous
Posted on December 11, 2019 Caller type: Unknown Location: Australia
Answered the phone and they hung up
0 found this comment helpful
0
Anonymous
Posted on October 11, 2019 Caller type: Unknown Location: Australia
I don't know who rang but when I answered and said hello they hung up in my ear very f*cking rude if U ask me no wonder I don't answer calls I don't know
0 found this comment helpful
0
credit corp chasing ex debt not mine
Posted on December 19, 2017 Caller type: Unknown Location: Australia
so rude block them
0 found this comment helpful
0
Credit Corp
Posted on December 11, 2017 Caller type: Debt collector Location: Australia
I called back number (03) 9448 2636 spoke to a woman who said company name is Credit Corp.
Comments on (03) 9448 2636
Anonymous
Posted on February 6, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Anonymous
Posted on October 24, 2022Caller type: Unsolicited call
Location: Australia
Scammers and rip off artists who will try to steal your money thru lies and threats. Absolute vermin.
DE
Posted on July 11, 2016Caller type: Debt Collector
Location: Australia
Anonymous
Posted on July 10, 2024Caller type: Unknown
Location: Australia
Anonymous
Posted on February 2, 2024Caller type: Unsolicited call
Location: Australia
They are spammers. Do not answer, they called about 4 times this week.
We have blocked their number.
Anonymous
Posted on June 19, 2023Caller type: Debt collector
Location: Australia
CREDIT CORP c*ntS
Ashlee
Posted on February 2, 2023Caller type: Debt collector
Location: Australia
Putrid mutt money grabbers
Anonymous
Posted on January 10, 2023Caller type: Scam call
Location: Australia
Wouldn't tell me the company name. I asked multiple times but she said that the company name isn't information she can share with me.
Anonymous
Posted on October 5, 2021Caller type: Unknown
Location: Australia
Anonymous
Posted on August 25, 2020Caller type: Debt collector
Location: Australia
Anonymous
Posted on December 11, 2019Caller type: Unknown
Location: Australia
Anonymous
Posted on October 11, 2019Caller type: Unknown
Location: Australia
credit corp chasing ex debt not mine
Posted on December 19, 2017Caller type: Unknown
Location: Australia
Credit Corp
Posted on December 11, 2017Caller type: Debt collector
Location: Australia
Do you have a comment about (03) 9448 2636?