is a debt collector skum

Caller: Credit Corp


This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.

They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.

When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).

However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.

Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.

The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.

Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!

i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again

Caller: Credit Corp

Don’t give these jerks the time of day, hang up on them. They have been chasing my dead brother for over 10 years for old debts which they have purchased from the original credit card companies. They try and make out the debts are only two years old because that is when they bought them from the bank, absolute scoundrels as my brother passed away in 2013.

Credit Corp are the worst company in Australia.
Scum bags looking for money.

Scammer

Caller: i don't know but, it was a woman??

ask if i was so and so?, which i didn't say who i was but, i immediately ask her "who was calling?", she hang up. the call sounded that she was outside, not from inside a home/office. background sounded like breeze of wind, as if she was walking? or at a park? out and about?
tried calling back from a private line but, number continues being engage/busy tone...

Credit Corp. Block & DO NOT ANSWER.
SCUM BAGS ASKING FOR MONEY.

I called back number (03) 9448 2621 reached voice mail but did not say for what company.