Credit Corp using Melbourne company

Caller: Credit Corp


This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.

They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.

When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).

However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.

Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.

The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.

Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!

i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again

I rang number and spoke to a man. He told me the name of the person they were trying to contact but would not tell me which company he worked for. The name of the person they were trying to contact was the last person to have the number i received when getting a new phone. This company is making use of outdated databases and is being a complete nuisance.

I called back number (03) 9448 2619 spoke to a woman but did not say from what company.

Hung up when I answered. From OP it was CREDIT CORP. Please block. SCAMMERS

Caller: Baycorp

They rung with a Ref number that baycorp nz does not recognise!
It’s debt that hasn’t been actually lodged with the company they say they are.
I believe they are a debt collection agency who buys debt then lies about it affecting your credit rating!!!

Caller: Scammer, ISIS recruitment

Prank call or scammer. Said they were from isis recruitment...

I called back the number (03) 9448 2619 and spoke with a lady that said I reached Credit Corp Group

Caller: Some random

Missed the call so returned it. Call was answered “hello, how can I help you”. I asked which company they represented and she said they represent a number of companies and this is a switchboard number. I asked what the same of the “switchboard company” was called and she said she declines to answer. Rang on private number 5 times and got 5 different people. I told her she sounds like she is scamming people, wanting me to provide personal info about myself without disclosing so much as their company name...... reported number.