Posted on February 6, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
10 found this comment helpful
10
Debt Collector
Posted on February 4, 2016 Caller type: Unknown Location: Australia
Credit Corp Group
8 found this comment helpful
8
Anonymous
Posted on March 21, 2022 Caller type: Unknown Location: Australia
Credit Corp. Block & Never Answer!!
1 found this comment helpful
1
Anonymous
Posted on April 30, 2024 Caller type: Debt collector Location: Australia
Caller: Credit Corp Another day another call from these bottom dwellers.
0 found this comment helpful
0
Ban Credit Corp
Posted on October 12, 2023 Caller type: Debt collector Location: Australia
Caller: Credit Corp How is it legal for this dodgy debt collector Credit Corp to buy a debt for 15c in the $ then continue to chase the full amount plus interest, that would put the APR to well over 400% APR, which is illegal
0 found this comment helpful
0
Jade
Posted on June 6, 2022 Caller type: Debt collector Location: Australia
Caller: Debt collection Block number keep calling my number person they looking for is no longer with this phone account
0 found this comment helpful
0
Anonymous
Posted on October 14, 2021 Caller type: Debt collector Location: Australia
its borderline harassment. get calls like this everyday if not multiple times a day. i block the numbers that come up but they still get through.
0 found this comment helpful
0
Anonymous
Posted on May 28, 2021 Caller type: Unknown Location: Australia
d*ckheads...Some Credit Collection Company...Never Ever Say Their Name...Sneaky Bastards !
0 found this comment helpful
0
I Called Back
Posted on March 18, 2021 Caller type: Unknown Location: Australia
I called back the number (03) 9448 2613 but was routed automatically to an ivr
0 found this comment helpful
0
Anonymous
Posted on March 12, 2021 Caller type: Unknown Location: Australia
Only ask for my name and my details yet refuse to tell me who they are until I give my details..!!! Yea, not happening!!!
0 found this comment helpful
0
Bethany
Posted on October 5, 2016 Caller type: Unknown Location: Australia
Received a call from this number, a woman claiming she knew I was my husbands best chance of contact but wouldn't say what it was about or even the company called from. Suss.
0 found this comment helpful
0
I Called Back
Posted on January 11, 2016 Caller type: Telemarketer Location: Australia
I called back number (03) 9448 2613 reached voice mail but did not say from what company.
Comments on (03) 9448 2613
Anonymous
Posted on February 6, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Debt Collector
Posted on February 4, 2016Caller type: Unknown
Location: Australia
Anonymous
Posted on March 21, 2022Caller type: Unknown
Location: Australia
Anonymous
Posted on April 30, 2024Caller type: Debt collector
Location: Australia
Another day another call from these bottom dwellers.
Ban Credit Corp
Posted on October 12, 2023Caller type: Debt collector
Location: Australia
How is it legal for this dodgy debt collector Credit Corp to buy a debt for 15c in the $ then continue to chase the full amount plus interest, that would put the APR to well over 400% APR, which is illegal
Jade
Posted on June 6, 2022Caller type: Debt collector
Location: Australia
Block number keep calling my number person they looking for is no longer with this phone account
Anonymous
Posted on October 14, 2021Caller type: Debt collector
Location: Australia
Anonymous
Posted on May 28, 2021Caller type: Unknown
Location: Australia
I Called Back
Posted on March 18, 2021Caller type: Unknown
Location: Australia
Anonymous
Posted on March 12, 2021Caller type: Unknown
Location: Australia
Yea, not happening!!!
Bethany
Posted on October 5, 2016Caller type: Unknown
Location: Australia
I Called Back
Posted on January 11, 2016Caller type: Telemarketer
Location: Australia
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