Posted on March 14, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
3 found this comment helpful
3
I Called Back
Posted on May 23, 2017 Caller type: Telemarketer Location: Australia
I called back number (03) 5202 4117 reached voice mail but did not say from what company.
3 found this comment helpful
3
Anonymous
Posted on July 20, 2023 Caller type: Unknown Location: Australia
I received a scam hoax phone call from dodgy Credit Corp (03) 5202 4117 on my unlisted private phone number and they did not leave a message and when you ring the number back they will not disclose their organisations name so I blocked the number and reported it to the ACCC Scamwatch https://www.scamwatch.gov.au/report-a-scam. The last time I had credit was 20 years ago. The Australian Competition & Consumer Commission (ACCC) produces a Debt collection guideline for collectors & creditors https://www.accc.gov.au/publications/debt-collection-guideline-for-coll… Unnecessary or unduly frequent contacts may amount to undue harassment of a debtor. The ACCC recommends that you do not contact a debtor more than three times per week, or 10 times per month at most.
I have also received harassing phone calls from the dodgy Credit Corp from the following phone numbers:
Comments on (03) 5202 4117
Anonymous
Posted on March 14, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
I Called Back
Posted on May 23, 2017Caller type: Telemarketer
Location: Australia
Anonymous
Posted on July 20, 2023Caller type: Unknown
Location: Australia
I have also received harassing phone calls from the dodgy Credit Corp from the following phone numbers:
(07) 5512 2415
(02) 8024 9450
(02) 6310 9438
(02) 4302 4872
(08) 8448 0678
(03) 9448 2604
(08) 8448 0604
(03) 6217 9844
(07) 3144 6377
(08) 6220 6662
(03) 9448 2631
(08) 6220 6611
(08) 6220 6602
(07) 3144 6331
(03) 6217 9890
(02) 6310 9411
(07) 3144 6347
(08) 6220 6608
(03) 5202 4136
(02) 6310 9429
(02) 4302 4837
(02) 8024 9494
(08) 6220 6663
(03) 9448 2614
(07) 5512 2467
(02) 4302 4809
(02) 8024 9498
(03) 6217 9875
(03) 6217 9807
(02) 4302 4876
(02) 8024 9402
(08) 8448 0615
(02) 8024 9462
(07) 3144 6313
(07) 3144 6363
(02) 6310 9467
(03) 6217 9849
(02) 6310 9475
(08) 6220 6656
(07) 3144 6361
(07) 5512 2442
(08) 8448 0650
(03) 6217 9839
(03) 9448 2640
(08) 8448 0621
(03) 5202 4126
(03) 5202 4115
(08) 6220 6672
(03) 5202 4120
(08) 8448 0618
(03) 5202 4172
(07) 5512 2462
(02) 8024 9405
(02) 8024 9433
(08) 8448 0600
(02) 8024 9404
(03) 9448 2698
(07) 3144 6348
(03) 9448 2662
(02) 6310 9474
(02) 6310 9478
(07) 3144 6314
(02) 4302 4870
(03) 6217 9884
(02) 8024 9489
(03) 5202 4176
(03) 6217 9803
(07) 5512 2427
(03) 5202 4159
(08) 6220 6691
(02) 4302 4807
(02) 4302 4871
(08) 8448 0619
(02) 8024 9493
(03) 9448 2630
(08) 8448 0672
Anonymous
Posted on November 9, 2021Caller type: Unknown
Location: Australia
Das coucas
Posted on June 29, 2021Caller type: Scam call
Location: Australia
Did not even have the courtesy to leave a message. Scum bag scammers to say the least.
Anonymous
Posted on August 15, 2023Caller type: Unknown
Location: Australia
Jezza
Posted on December 13, 2022Caller type: Unknown
Location: Australia
No message left; previous posts seem to confirm pest status.
Anonymous
Posted on December 8, 2022Caller type: Nuisance call
Location: Australia
Scammers posing as debt collectors. Fake fraudsters who want your money. Ignore and block these vermin.
Anonymous
Posted on June 4, 2021Caller type: Unknown
Location: Australia
Anonymous
Posted on January 15, 2021Caller type: Debt collector
Location: Australia
Just another harrassing phonecall
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