Posted on March 14, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
5 found this comment helpful
5
Anonymous
Posted on January 23, 2020 Caller type: Debt collector Location: Australia
Caller: Credit Corp Debt Collection Agency. They use multiple numbers to contact you without end.
3 found this comment helpful
3
Scott
Posted on September 9, 2021 Caller type: Financial services Location: Australia
Caller: Debut collector Credit corp
2 found this comment helpful
2
Anonymous
Posted on February 3, 2025 Caller type: Unknown Location: Australia
When you answer their call they don’t say a word just hang up. Then when you ring back they know who you are and proceed to say please tell me your address and DOB but won’t say who they are. Sorry f*ckers no info from me.
0 found this comment helpful
0
Kayla
Posted on October 31, 2023 Caller type: Debt collector Location: United States
Caller: 5202 4112 Keeps calling me at 7:30am and never leaves a message.. like other people say it’s credit corp. I have no reason for them to be calling especially at 7:30 in the morning.. wish they’d just p off
0 found this comment helpful
0
Anonymous
Posted on October 16, 2023 Caller type: Unsolicited call Location: Australia
Caller: Credit Corp Total harassment trying to get a distant relatives details, even when they are told I have nothing to do with said person nor do I have their details they still constantly call have blocked now!
0 found this comment helpful
0
I Called Back
Posted on December 1, 2020 Caller type: Unknown Location: Australia
I called back number (03) 5202 4112 spoke to a woman but did not say for what comapny.
0 found this comment helpful
0
Anonymous
Posted on November 11, 2020 Caller type: Unknown Location: Australia
Calls but doesn't leave voicemail
0 found this comment helpful
0
spam
Posted on August 17, 2020 Caller type: Unknown Location: Australia
no message, ringing from covid city, lady refused to name company and hung up...scam for sure...BLOCKED
0 found this comment helpful
0
I Called Back
Posted on October 18, 2019 Caller type: Unknown Location: Australia
I called back number (03) 5202 4112 spoke to a woman but did not say for what company.
Comments on (03) 5202 4112
Anonymous
Posted on March 14, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Anonymous
Posted on January 23, 2020Caller type: Debt collector
Location: Australia
Debt Collection Agency. They use multiple numbers to contact you without end.
Scott
Posted on September 9, 2021Caller type: Financial services
Location: Australia
Credit corp
Anonymous
Posted on February 3, 2025Caller type: Unknown
Location: Australia
Kayla
Posted on October 31, 2023Caller type: Debt collector
Location: United States
Keeps calling me at 7:30am and never leaves a message.. like other people say it’s credit corp. I have no reason for them to be calling especially at 7:30 in the morning.. wish they’d just p off
Anonymous
Posted on October 16, 2023Caller type: Unsolicited call
Location: Australia
Total harassment trying to get a distant relatives details, even when they are told I have nothing to do with said person nor do I have their details they still constantly call have blocked now!
I Called Back
Posted on December 1, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on November 11, 2020Caller type: Unknown
Location: Australia
spam
Posted on August 17, 2020Caller type: Unknown
Location: Australia
I Called Back
Posted on October 18, 2019Caller type: Unknown
Location: Australia
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