I have a younger brother that is bed ridden in hospital with terminal cancer.
These people are constantly calling his phone , I have told them numerous times of my brother's situation, their reply" we will call back in a week and see if his health has improved as we need to talk to him " !!!!
WTF is wrong with these people ?

Baycorp Debt Collectors

I do not have any outstanding debts so I have no clue as to why they are calling me.
Will be blocking the number now.

Yes debt collection, always calling for wrong name. Just FYI bad debts are cleared after 5 years if you move pay or ignore. It’s only 7 years for bankruptcy etc they buy the debt for around half the price or less then claim the full amount off you.

Do not ever confirm your name etc, after 5 years "your" contract w them runs out and the debt will be gone, as long as it is not a government debt (such as court fines)

Baycorp- had no dealing with them. Don't remember owing anyone in my life. Way ahead with my mortgage payment. Yet still receive phone calls every three days. They ask for my personal details first, allegedly to confirm my identity and refuse to tell me what's the call is about. It's absolutely harassing. Have emailed to it's website to request the company to stop. Otherwise I'll go to the police to report them as malicious caller.

My knowledge is that they are not allowed to harass you like that, the best thing to do is ask them for a copy of the original documents so you can see if they have the right to collect off you as a 3rd party, your agreement was with the other creditor not with Baycorp.

I had a problem with Farmers sending my bill to baycorp, i asked baycorp for a copy of my original agreement that i had signed and they couldn't produce it so i do not know if farmers was allow to send my debt to a collection agency or not as they did not have my documents either.

I took them to the Tribunal and Baycorp harassed me right until one day before our court day, i then got a phone call from farmers saying my debt has been wiped and there is no need to go to the Tribunal.

I still went and i got confirmation in writing that the debt was wiped and my credit rating was good.  

No Original Documents is what to ask for and after that say to the collection agency that you want to be contacted by letter only, keep all of them, they may not even have your documents so why do they think they can collect.

Baycorp Debt Collectors.  

I do have a debt and I'm on an arrangement because I lost my job.  I arranged to pay the original debtor an amount every fortnight which they agreed to but they "sold" my debt to Baycorp anyway.  

Now I have to pay Baycorp.  And I do pay - never missed a beat, not once.

But they call constantly (at least twice a week) to ask when I can clear the rest of the debt. They tell me to ask friends and relatives for a loan, or try and get a loan from the bank (BUT I CAN'T BECAUSE THEY REGISTERED A DEFAULT!  DERRRR.....)

I have told them over and over I'll pay them when I can but I just wish they'd stop calling me.  It's stressful.

Surely they are breaching some sort of law.

If I'd broken my arrangement I could see their point but it's ridiculous.

It's Baycorp (Debt Collectors)

My knowledge is that they are not allowed to harass you like that, the best thing to do is ask them for a copy of the original documents so you can see if they have the right to collect off you as a 3rd party, your agreement was with the other creditor not with Baycorp.I had a problem with Farmers sending my bill to baycorp, i asked baycorp for a copy of my original agreement that i had signed and they couldn't produce it so i do not know if farmers was allow to send my debt to a collection agency or not as they did not have my documents either.I took them to the Tribunal and Baycorp harassed me right until one day before our court day, i then got a phone call from farmers saying my debt has been wiped and there is no need to go to the Tribunal.I still went and i got confirmation in writing that the debt was wiped and my credit rating was good.  No Original Documents is what to ask for and after that say to the collection agency that you want to be contacted by letter only, keep all of them, they may not even have your documents so why do they think they can collect.

Its Baycorp, a debt collection agency,If they get on to you, they ask personal details of you, to confirm who you are.You do not have to answer these questions, as you most likely have had no dealings with this company.They have no physical address that you can call intoThey often call from NZThey will ring incessantly often with a blocked numberThey ask if you mind the call being recorded, you can say no and the call should be terminated.For all one knows they maybe a scam agency.You can inform them that you are recording this call, and the call should be terminated.After 100?s of calls I now treat it as a sport but am tempted to form an internet group to sue the pants off these guys for harassment, they are claiming to be protecting our privacy, but are only harassing. Ps, I have all the receipts from all my bills and they are up to date.Pps I have emailed them and they still persist in calling (from a blocked number mostly) and asking for personal details. Yet they won?t even acknowledge my emailADVICEIgnoreAnd if you really do have a debt ignore them as well.

repeated calls