Posted on May 1, 2018 Caller type: Service Location: Australia
Asking for personal info on a member of the family that owes money
3 found this comment helpful
3
Anonymous
Posted on October 22, 2024 Caller type: Debt collector Location: Australia
Debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak! They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.
0 found this comment helpful
0
Fry Rice
Posted on March 16, 2023 Caller type: Debt collector Location: Australia
Caller: Credit Corp Chasing my former partner for a credit related matter
0 found this comment helpful
0
Anonymous
Posted on January 7, 2022 Caller type: Unknown Location: Australia
Called my mobile phone and they didn’t leave me a voicemail message on it
0 found this comment helpful
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Anonymous
Posted on June 8, 2021 Caller type: Unknown Location: Australia
Caller: Credit corp So sick of these calls
0 found this comment helpful
0
I Called Back
Posted on January 9, 2020 Caller type: Unknown Location: Australia
I called back number (02) 8024 9420 spoke to a guy but did not say for what company.
0 found this comment helpful
0
Anonymous
Posted on January 7, 2020 Caller type: Debt collector Location: Australia
Comments on (02) 8024 9420
Glenn
Posted on May 1, 2018Caller type: Service
Location: Australia
Anonymous
Posted on October 22, 2024Caller type: Debt collector
Location: Australia
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.
Fry Rice
Posted on March 16, 2023Caller type: Debt collector
Location: Australia
Chasing my former partner for a credit related matter
Anonymous
Posted on January 7, 2022Caller type: Unknown
Location: Australia
Anonymous
Posted on June 8, 2021Caller type: Unknown
Location: Australia
So sick of these calls
I Called Back
Posted on January 9, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on January 7, 2020Caller type: Debt collector
Location: Australia
Nuisance call. Credit Corp. Chasing Statue barred debts - idiots.
Anonymous
Posted on August 9, 2019Caller type: Unknown
Location: Australia
I Called Back
Posted on January 17, 2017Caller type: Telemarketer
Location: Australia
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