Posted on February 22, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
4 found this comment helpful
4
Anonymous
Posted on July 16, 2020 Caller type: Unknown Location: Australia
Caller: Credit Corp Credit corp
3 found this comment helpful
3
I Called Back
Posted on September 25, 2017 Caller type: Unknown Location: Australia
I called back number (02) 6310 9473 spoke t a guy but did not say for what company until he verifies who I am.
2 found this comment helpful
2
Anonymous
Posted on August 11, 2022 Caller type: Unknown Location: Australia
missed call from this number, no message left - BLOCKED
0 found this comment helpful
0
Anonymous
Posted on July 25, 2022 Caller type: Unknown Location: Australia
Caller: Credit corp. Credit corp. Wallet wizard.
0 found this comment helpful
0
Anonymous
Posted on May 23, 2022 Caller type: Scam call Location: Australia
Credit Corp Scamming Monkeys
0 found this comment helpful
0
Anonymous
Posted on August 26, 2020 Caller type: Unknown Location: Australia
Caller: Definitely Credit Corp. Credit Corp trying to trick you into picking up.
0 found this comment helpful
0
Anonymous
Posted on May 12, 2020 Caller type: Unknown Location: Australia
From Orange NSW, didnt answer when I called back
0 found this comment helpful
0
Anonymous
Posted on October 11, 2018 Caller type: Unknown Location: Australia
got a strange call and she wanted to speak to one of our workers. she wouldnt tell me where she is calling from
Comments on (02) 6310 9473
Anonymous
Posted on February 22, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Anonymous
Posted on July 16, 2020Caller type: Unknown
Location: Australia
Credit corp
I Called Back
Posted on September 25, 2017Caller type: Unknown
Location: Australia
Anonymous
Posted on August 11, 2022Caller type: Unknown
Location: Australia
Anonymous
Posted on July 25, 2022Caller type: Unknown
Location: Australia
Credit corp. Wallet wizard.
Anonymous
Posted on May 23, 2022Caller type: Scam call
Location: Australia
Anonymous
Posted on August 26, 2020Caller type: Unknown
Location: Australia
Credit Corp trying to trick you into picking up.
Anonymous
Posted on May 12, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on October 11, 2018Caller type: Unknown
Location: Australia
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