Posted on February 22, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
5 found this comment helpful
5
Anonymous
Posted on October 17, 2019 Caller type: Unknown Location: Australia
Caller: I dont know receive numerous calls from this number and other numbers similar. I withheld my number and called them back, they wouldn't say who they were until I told them who I was! Like I am really going to give them personal information. I threatened them with the police and they hung up on me.
Posted on February 16, 2021 Caller type: Unknown Location: Australia
After I answered the call, they hung up. My phone shows the call from Orange, NSW
2 found this comment helpful
2
Luis
Posted on March 28, 2023 Caller type: Nuisance call Location: Australia
From Orange NSW. Based on frequent comments and reports it's clear Credit Corp just keeps rotating numbers to bypass the receivers repeatedly blocking unsolicited numbers. Don't give out any personal information!
0 found this comment helpful
0
Anonymous
Posted on September 29, 2022 Caller type: Unknown Location: Australia
Caller: Debt collectors Debt collectors
0 found this comment helpful
0
I Called Back
Posted on December 1, 2017 Caller type: Unknown Location: Australia
I called back number (02) 6310 9469 spoke to a guy who said I've reached a switchboard but did not say for what company.
Comments on (02) 6310 9469
Anonymous
Posted on February 22, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Anonymous
Posted on October 17, 2019Caller type: Unknown
Location: Australia
receive numerous calls from this number and other numbers similar. I withheld my number and called them back, they wouldn't say who they were until I told them who I was! Like I am really going to give them personal information. I threatened them with the police and they hung up on me.
They call from (03) 5202 4131, (03) 6217 9842, (03) 9448 2664, (02) 6310 9402 also from 08 6200 XXX and some 07 numbers
Anonymous
Posted on February 16, 2021Caller type: Unknown
Location: Australia
Luis
Posted on March 28, 2023Caller type: Nuisance call
Location: Australia
Don't give out any personal information!
Anonymous
Posted on September 29, 2022Caller type: Unknown
Location: Australia
Debt collectors
I Called Back
Posted on December 1, 2017Caller type: Unknown
Location: Australia
Do you have a comment about (02) 6310 9469?