Posted on February 22, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
7 found this comment helpful
7
Anonymous
Posted on August 26, 2021 Caller type: Debt collector Location: Australia
Caller: Credit Corp Annoying as hell... Super rude and they don't even care that the person they are harassing is not the right person.. I am forever blocking them
1 found this comment helpful
1
Anonymous
Posted on November 16, 2021 Caller type: Scam call Location: Australia
Scam
0 found this comment helpful
0
Anonymous
Posted on August 15, 2021 Caller type: Nuisance call Location: Australia
Black listing is the solution to nusiance callers
0 found this comment helpful
0
Anonymous
Posted on July 29, 2021 Caller type: Unknown Location: Australia
Called my mobile didn’t leave a message
0 found this comment helpful
0
Anonymous
Posted on July 28, 2021 Caller type: Nuisance call Location: Australia
Blacklisted the number for future nusisnce
0 found this comment helpful
0
Anonymous
Posted on July 28, 2021 Caller type: Nuisance call Location: Australia
Randomly called at 9.30am today blacklisted the number is the solution
0 found this comment helpful
0
Anonymous
Posted on September 29, 2020 Caller type: Debt collector Location: Australia
Wouldn't say where they were calling from. Initially asked for one person, then asked for someone completely different. Tried calling back but after continually asking where they were calling from I was hung up on.
0 found this comment helpful
0
I Called Back
Posted on May 23, 2018 Caller type: Unknown Location: Australia
I called back the number (02) 6310 9409 and the guy on the other line did not mention the company name
Comments on (02) 6310 9409
Anonymous
Posted on February 22, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Anonymous
Posted on August 26, 2021Caller type: Debt collector
Location: Australia
Annoying as hell... Super rude and they don't even care that the person they are harassing is not the right person..
I am forever blocking them
Anonymous
Posted on November 16, 2021Caller type: Scam call
Location: Australia
Anonymous
Posted on August 15, 2021Caller type: Nuisance call
Location: Australia
Anonymous
Posted on July 29, 2021Caller type: Unknown
Location: Australia
Anonymous
Posted on July 28, 2021Caller type: Nuisance call
Location: Australia
Anonymous
Posted on July 28, 2021Caller type: Nuisance call
Location: Australia
Anonymous
Posted on September 29, 2020Caller type: Debt collector
Location: Australia
I Called Back
Posted on May 23, 2018Caller type: Unknown
Location: Australia
Do you have a comment about (02) 6310 9409?