Posted on December 20, 2021 Caller type: Debt collector Location: Australia
Caller: Credit corp Called back. Got transferred to a women who tried to guilt trip me into paying the debt. Told her I couldn't do it as I wasn't in a position right now. I asked to be put the account on hold for a month or so. She kept trying to pressure me into paying like I can make the money appear out of thin air. Why do debt collectors get rude when you try stand up for yourself?
6 found this comment helpful
6
Anonymous
Posted on May 5, 2021 Caller type: Unknown Location: Australia
Was called by this number didnt answer
2 found this comment helpful
2
Anonymous
Posted on June 12, 2024 Caller type: Debt collector Location: Australia
Debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak! They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.
1 found this comment helpful
1
Anonymous
Posted on December 20, 2021 Caller type: Unknown Location: Australia
Caller: credit corp Called back and someone answered from credit corp
1 found this comment helpful
1
Anonymous
Posted on October 23, 2023 Caller type: Debt collector Location: Australia
Caller: Credit Corp DO NOT ANSWER
0 found this comment helpful
0
I Called Back
Posted on August 8, 2018 Caller type: Unknown Location: Australia
I called back number (02) 4302 4842 spoke to a woman but did not say for what company.
Comments on (02) 4302 4842
Anonymous
Posted on December 20, 2021Caller type: Debt collector
Location: Australia
Called back. Got transferred to a women who tried to guilt trip me into paying the debt. Told her I couldn't do it as I wasn't in a position right now. I asked to be put the account on hold for a month or so. She kept trying to pressure me into paying like I can make the money appear out of thin air. Why do debt collectors get rude when you try stand up for yourself?
Anonymous
Posted on May 5, 2021Caller type: Unknown
Location: Australia
Anonymous
Posted on June 12, 2024Caller type: Debt collector
Location: Australia
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.
Anonymous
Posted on December 20, 2021Caller type: Unknown
Location: Australia
Called back and someone answered from credit corp
Anonymous
Posted on October 23, 2023Caller type: Debt collector
Location: Australia
DO NOT ANSWER
I Called Back
Posted on August 8, 2018Caller type: Unknown
Location: Australia
Do you have a comment about (02) 4302 4842?